Credit Appraisal Training

Training

Credit Appraisal and Working Capital Financing Training

Credit appraisal is the process of evaluating the creditworthiness of a borrower before granting a loan or credit. This process typically involves analyzing a borrower's financial statements, credit history, and other relevant information to determine their ability to repay the loan.

Working capital financing is a type of financing that is used to fund a company's day-to-day operations, such as inventory, accounts receivable, and other current assets. The goal of working capital financing is to ensure that a company has the liquidity it needs to meet its short-term obligations.

A training on Credit Appraisal and Working Capital Financing would teach the attendees on evaluating the creditworthiness of a borrower and the approach to provide funding for short-term obligations and daily operations of a company. It would also cover different methodologies and best practices to analyze and evaluate the financial statements, credit history and other relevant information.

“The success of a loan depends not on the borrower, but on the lender.” - Ralph Waldo Emerson

What we offer in this Training

A training on Credit Appraisal and Working Capital Financing typically covers a wide range of topics to provide a comprehensive understanding of the concepts and practices involved in these areas.

The training is conducted by professionals working in the field, providing practical insights and industry-specific knowledge. The training might include hands-on exercises, group discussions, case studies, and quizzes to reinforce the learning objectives.

Some of the topics that may be covered this training include:

• Credit Analysis: Techniques and methodologies for analyzing financial statements and credit history of a borrower.
• Risk Assessment: Identifying and evaluating different types of risk associated with lending.
• Financing options: Various financing options available for working capital requirements and how to select the most appropriate one.
• Financial modeling and forecasting: Creating financial models and projecting future cash flows to estimate a borrower's ability to repay a loan.
• Legal and regulatory compliance: Understanding the legal and regulatory requirements for credit appraisal and working capital financing, including compliance with laws and industry standards.
• Case studies and best practices: Analyzing real-world cases and learning from best practices in credit appraisal and working capital financing.
• Effective communication, negotiation and presentation skills that are essential for dealing with borrowers and banks

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